Melio: Melio: Simplify B2B payments, control cash flow, and manage vendor relationships with precision.

Your trusted partner for efficient business financial operations.

Melio reimagines how businesses manage their payables and receivables, offering a unified platform for all B2B financial transactions.

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Voices of Our Valued Business Partners

Before Melio, managing vendor payments was a significant administrative burden for my small consulting firm. Now, I simply upload invoices, schedule payments, and Melio handles the rest, including sending checks when needed. It has truly freed up valuable time that I can now dedicate to client engagement, and the financial tracking is so much clearer.

Priya Ramanathan

Our construction business deals with numerous suppliers, each with different payment terms and preferred methods. Melio has centralized all our accounts payable, allowing us to pay via ACH or credit card, even if the vendor only accepts checks. This flexibility has significantly improved our cash flow management and strengthened our supplier relationships.

Dmitri Volkov

I initially hesitated to move our bookkeeping to a new platform, but Melio's integration with our existing accounting software was straightforward. The ability to categorize expenses and reconcile accounts directly within Melio saves my team hours each week. The reporting features are also quite insightful for our monthly financial reviews.

Margaret Holloway

Unlock Financial Efficiency Today

Begin your journey toward smarter B2B payment management with Melio.

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Automated Accounts Payable — Melio

Sarah, a small business owner, used to spend hours manually entering invoices and scheduling payments. With Melio, she uploaded her bills, set recurring payments for her suppliers, and now enjoys automated processing, freeing her to focus on growth initiatives.

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Melio Automated Accounts Payable — Sarah, a small business owner, used to spend hours manually entering invoices an

Flexible Payment Options by Melio

When David, a contractor, needed to pay a key supplier who only accepted checks, Melio allowed him to initiate an ACH transfer while Melio sent a physical check on his behalf. This adaptability meant his vendor was paid on time without David needing to change his preferred digital payment method.

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Melio Flexible Payment Options — When David, a contractor, needed to pay a key supplier who only accepted checks,

Integrated Accounts Receivable through Melio

Maria, who runs a consulting firm, struggled with clients delaying payments. By sending invoices directly through Melio, offering multiple payment methods, and receiving automatic notifications, she saw a significant reduction in her average days outstanding, improving her firm's cash position.

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Melio Integrated Accounts Receivable — Maria, who runs a consulting firm, struggled with clients delaying payments. By
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200,000+Businesses served
$100B+Annual payment processing volume
99.9%Payment success rate
150+Bank integrations

Optimizing Your Financial Ecosystem

Explore how Melio elevates your business payment capabilities.

Home

This page provides an overview of Melio's core services, benefits, and target audience, serving as the central hub for the entire site.

Login

This page provides a clear login portal for existing Melio users and information on account access and security.

Pricing

Details Melio's pricing structure for various payment methods and services, including any free options or premium features.

About Us

This page provides information about the company's background, values, and leadership, fostering trust and brand identity.

Common Inquiries About Melio

Find clear answers to questions about our payment platform.

What is Melio and how does it benefit my business?

Melio is a digital payment platform designed specifically for business-to-business transactions. It helps businesses manage their accounts payable and receivable efficiently, allowing you to pay vendors and collect from clients through various methods. Businesses often find it reduces administrative time, improves cash flow visibility, and offers greater control over financial operations.

Can I use Melio to pay vendors who only accept checks?

Yes, Melio offers the flexibility to pay any vendor, regardless of their preferred payment method. You can initiate an electronic payment through Melio, and the platform will then send a physical check on your behalf directly to your vendor. This removes the need for you to print, sign, and mail checks yourself.

Is there a fee to use Melio for payments?

Melio offers various payment options with different fee structures. Paying via ACH bank transfer is typically free. Payments made using a credit card to a vendor who receives an ACH or check will incur a small processing fee. Transparent pricing is always displayed before you confirm any transaction.

How does Melio integrate with my existing accounting software?

Melio is designed to integrate with popular accounting software platforms, allowing for the synchronization of invoices, bills, and payment data. This integration helps to automate reconciliation, reduce manual data entry, and maintain accurate financial records across your systems. You can usually connect your accounting software directly from your Melio settings.

What security measures does Melio have in place for my financial data?

Melio employs multiple layers of security to protect your financial information. This includes bank-level encryption for all data, two-factor authentication (2FA) for account access, and continuous fraud detection monitoring. The platform also adheres to strict regulatory compliance standards to ensure the safety and privacy of your transactions and data.

Can I schedule recurring payments with Melio?

Absolutely. Melio allows businesses to schedule one-time or recurring payments to vendors, ensuring that bills are paid on time without constant manual intervention. This feature is particularly useful for managing regular expenses, improving predictability in your financial outflows, and avoiding late payment penalties.